:root{--field:#FAF7F2;--navy:#14304F;--ink:#1A1A1A;--cta:#1450B4;--panel:#E8EEF4;--line:#D9DEE7;--mut:#4A5568}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;background:var(--field);color:var(--ink);font-size:17px;line-height:1.62;-webkit-text-size-adjust:100%}
img{max-width:100%;height:auto;display:block}
a{color:var(--cta)}
.wrap{max-width:1060px;margin:0 auto;padding:0 20px}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;color:var(--navy);line-height:1.22;font-weight:700}
h1{font-size:2.35rem;margin:0 0 .5rem}
h2{font-size:1.72rem;margin:2.2rem 0 .8rem}
h3{font-size:1.22rem;margin:1.4rem 0 .5rem}
p{margin:0 0 1rem}
.lede{font-size:1.16rem;color:#2C3E55}
header.site{background:var(--navy);color:#fff;position:sticky;top:0;z-index:50;box-shadow:0 2px 10px rgba(20,48,79,.25)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:14px;padding-top:12px;padding-bottom:12px}
.logo{color:#fff;text-decoration:none;font-family:Georgia,serif;font-size:1.28rem;font-weight:700;line-height:1.1}
.logo small{display:block;font-family:inherit;font-size:.72rem;font-weight:400;letter-spacing:.14em;text-transform:uppercase;color:#BFD0E4}
.hcta{background:var(--cta);color:#fff;text-decoration:none;font-weight:700;padding:11px 18px;border-radius:8px;font-size:1rem;white-space:nowrap}
.hcta:hover{background:#0F3F8C}
.hero{padding:2.6rem 0 2.2rem}
.hero .grid{display:grid;grid-template-columns:1.05fr .95fr;gap:2.2rem;align-items:center}
.hero img{border-radius:14px;box-shadow:0 14px 34px rgba(20,48,79,.22)}
.kicker{font-size:.8rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--cta);margin-bottom:.6rem}
.trustline{display:flex;flex-wrap:wrap;gap:8px 18px;margin:1.1rem 0 1.3rem;font-size:.95rem;color:var(--mut)}
.trustline span::before{content:"\2713  ";color:var(--cta);font-weight:700}
.bigcta{display:inline-block;background:var(--cta);color:#fff;text-decoration:none;font-weight:700;font-size:1.12rem;padding:15px 26px;border-radius:9px}
.bigcta:hover{background:#0F3F8C}
.micro{font-size:.86rem;color:var(--mut);margin-top:.55rem}
section.band{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:2.4rem 0}
section.plain{padding:2.4rem 0 .6rem}
table.cost{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:10px;overflow:hidden;margin:1rem 0 1.4rem;font-size:1rem}
table.cost th{background:var(--navy);color:#fff;text-align:left;padding:11px 14px;font-size:.95rem}
table.cost td{padding:11px 14px;border-top:1px solid var(--line);vertical-align:top}
table.cost td.price{font-weight:700;color:var(--navy);white-space:nowrap}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(290px,1fr));gap:18px;margin:1.2rem 0}
.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:20px;text-decoration:none;color:var(--ink);display:block}
.card:hover{border-color:var(--cta);box-shadow:0 8px 22px rgba(20,48,79,.12)}
.card .tag{display:inline-block;background:var(--panel);color:var(--navy);font-size:.72rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;padding:4px 9px;border-radius:20px;margin-bottom:.6rem}
.card h3{margin:.1rem 0 .45rem;font-size:1.18rem}
.card p{font-size:.96rem;color:#33475E;margin:0}
.card .more{color:var(--cta);font-weight:700;font-size:.95rem}
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:18px;margin:1.2rem 0}
.step{background:var(--panel);border-radius:12px;padding:20px}
.step .n{font-family:Georgia,serif;font-size:1.9rem;color:var(--cta);font-weight:700}
.step h3{margin:.3rem 0 .4rem}
.step p{font-size:.97rem;margin:0;color:#2C3E55}
.quizgrid{display:grid;grid-template-columns:1.15fr .85fr;gap:2rem;align-items:start}
.quiz{background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px;box-shadow:0 10px 28px rgba(20,48,79,.10)}
.quiz h2{margin-top:0;font-size:1.5rem}
.progress{height:8px;background:var(--panel);border-radius:6px;overflow:hidden;margin:14px 0 20px}
.progress i{display:block;height:100%;background:var(--cta);width:16.6%;transition:width .3s}
.qstep fieldset{border:0}
.qstep legend,.qlabel{font-family:Georgia,serif;font-size:1.18rem;color:var(--navy);font-weight:700;margin-bottom:.8rem;display:block}
.opts{display:grid;gap:10px}
.opts label{display:flex;gap:10px;align-items:flex-start;background:var(--field);border:1px solid var(--line);border-radius:9px;padding:12px 14px;cursor:pointer;font-size:1rem}
.opts label:hover{border-color:var(--cta)}
.opts input{margin-top:4px;accent-color:var(--cta);width:18px;height:18px}
.qnav{display:flex;gap:10px;margin-top:20px}
button.next,button.back{font:inherit;font-weight:700;border-radius:8px;padding:13px 20px;cursor:pointer;border:1px solid var(--cta)}
button.next{background:var(--cta);color:#fff;flex:1}
button.next:hover{background:#0F3F8C}
button.back{background:#fff;color:var(--cta)}
button.reveal{background:var(--cta);color:#fff;font:inherit;font-weight:700;font-size:1.1rem;border:0;border-radius:9px;padding:15px 22px;cursor:pointer;width:100%}
button.reveal:hover{background:#0F3F8C}
.fields label{display:block;font-weight:600;margin:14px 0 5px;font-size:.98rem}
.fields input[type=text],.fields input[type=email],.fields input[type=tel]{width:100%;padding:12px 13px;border:1px solid #B9C4D2;border-radius:8px;font:inherit;background:#fff}
.consent{display:flex;gap:10px;align-items:flex-start;margin:16px 0;font-size:.9rem;color:#33475E;background:var(--field);border:1px solid var(--line);border-radius:9px;padding:12px 14px}
.consent input{margin-top:3px;width:18px;height:18px;accent-color:var(--cta);flex:none}
.sidebox{background:var(--panel);border-radius:12px;padding:20px;margin-bottom:16px}
.sidebox h3{margin-top:0}
.sidebox p,.sidebox li{font-size:.96rem;color:#2C3E55}
.sidebox ul{margin:.4rem 0 .4rem 1.15rem}
.sidebox li{margin-bottom:.45rem}
.privacyline{border:1px dashed var(--cta);border-radius:10px;padding:13px 15px;font-size:.95rem;background:#fff}
.faq{margin:1rem 0}
.faq details{background:#fff;border:1px solid var(--line);border-radius:10px;padding:14px 18px;margin-bottom:10px}
.faq summary{font-weight:700;color:var(--navy);cursor:pointer;font-size:1.05rem}
.faq details p{margin:.7rem 0 0;font-size:.99rem}
article.page{padding:2.2rem 0 .6rem}
article.page .heroimg{border-radius:14px;margin:1.2rem 0 1.6rem;box-shadow:0 10px 26px rgba(20,48,79,.18)}
article.page p,article.page li{font-size:1.05rem}
article.page ul,article.page ol{margin:.4rem 0 1.1rem 1.3rem}
article.page li{margin-bottom:.4rem}
.byline{color:var(--mut);font-size:.9rem;margin-bottom:.4rem}
.ctaband{background:var(--navy);color:#fff;border-radius:14px;padding:26px;margin:2rem 0}
.ctaband h2{color:#fff;margin-top:0}
.ctaband p{color:#D7E2EF}
.ctaband .bigcta{background:var(--cta)}
footer.site{background:var(--navy);color:#C9D6E6;margin-top:3rem;padding:2.4rem 0 2rem;font-size:.94rem}
footer.site a{color:#fff}
footer.site .cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:20px;margin-bottom:1.4rem}
footer.site h4{color:#fff;font-family:Georgia,serif;margin-bottom:.5rem}
footer.site ul{list-style:none}
footer.site li{margin-bottom:.35rem}
footer.site .fine{border-top:1px solid rgba(255,255,255,.18);padding-top:1rem;color:#93A8C0;font-size:.84rem}
.note{background:var(--panel);border-left:4px solid var(--cta);border-radius:0 10px 10px 0;padding:14px 18px;margin:1.2rem 0;font-size:.99rem}
@media (max-width:820px){
 .hero .grid,.quizgrid{grid-template-columns:1fr}
 h1{font-size:1.9rem}
 header.site .logo{font-size:1.08rem}
 .hcta{padding:10px 13px;font-size:.92rem}
}